NCO Financial One of the Worst
NCO Financial has the reputation of being one of the worst collection agencies out there. They have been fined by the FTC for violations of The Fair Credit Reporting Act for fraudulently reporting accounts to the credit bureaus in the past. They were using a tactic known as reaging negative credit and poisoning consumers credit files.
This is just one of the fraudulent way they have used in the past to collect on debts outside of the Statute of Limitations. Another thing they do is bomb phones with auto dialers and threaten actions that they cannot take. If NCO Financial is harassing you by repeatedly calling you with a automated dialer you can make them stop and if they are doing it to a cell phone even better you can get paid for your troubles. Calling cellphones with automated dialers is against The Telephone Consumer Protection Act. They would owe you from $500 to $1500 per call to your cell phone.
Many people have their first contact with NCO Financial do to a bill that is very old or not even theirs. If you feel that you are receiving a bill from NCO Financial that is not yours or very old send them a cease and desist letter and you will probably never hear from them again. Another thing that we recommend is that you take a look at Identity Theft Protection Product. Getting old dated bills that you do not owe may make you susceptible to Identity Theft.
That is why we have teamed up with LifeLock to help you protect your Identity. If you take advantage of their services from here you will get a discounted rate and a 30 day free trial. This will allow you to receive copies of your credit reports and get a $1,000,000 guarantee. If you discover that you are victim of Identity Theft while enrolled in LifeLock Services. The cost is only $9.00 month and with the 30 day free trial all you have to loses is your Idenity. Visit LifeLock today.
